Legal

Terms of Service

Please read these terms carefully before using any part of the IsmailBlogger Ecosystem.

Effective Date: February 27, 2026

These Terms of Service govern your use of ismailblogger.com and all associated platforms operated by Muhammad Ismail, including Signalbook.io, Ranknow.ai, and LearnOnline.pk (collectively, the "IsmailBlogger Ecosystem"). By accessing or using any part of these platforms, you confirm that you are at least 18 years of age and legally capable of entering into binding agreements. If you are accessing these services on behalf of an organization, you represent that you have the authority to bind that organization to these terms.

1. Acceptance of Terms

By accessing ismailblogger.com and its associated subdomains or products — including but not limited to Signalbook.io, Ranknow.ai, and LearnOnline.pk — you agree to comply with and be bound by these Terms of Service.

These terms apply to all visitors, users, and students. Continued use of any part of the IsmailBlogger Ecosystem constitutes your acceptance of these terms. If you do not agree, you must discontinue use immediately.

We reserve the right to update or modify these terms at any time. Changes will be effective upon posting to this page. It is your responsibility to review these terms periodically.

2. Educational & Advisory Disclaimer

Information Only: All content published on this platform — including but not limited to crypto signals, SEO strategies, YouTube growth frameworks, and marketing guides — is strictly for educational and informational purposes only.

No Financial Advice: Muhammad Ismail is not a registered financial advisor, investment adviser, or broker. Nothing on this platform constitutes financial, investment, or legal advice. Crypto trading involves significant risk of capital loss.

No Guarantee of Results: While we share frameworks and strategies used by successful creators and entrepreneurs, we do not guarantee specific financial returns, YouTube subscriber growth, search engine rankings, or any other measurable outcomes.

Independent Decisions: Any action you take based on content from this platform is entirely at your own discretion and risk. Always conduct your own due diligence before making financial or business decisions.

3. Course Enrollment & Intellectual Property

Proprietary Content: All course videos, PDFs, slide decks, templates, frameworks, and associated materials are the exclusive intellectual property of Muhammad Ismail and IsmailBlogger. All rights reserved.

Single-User License: Upon enrollment, you are granted a limited, non-exclusive, non-transferable single-user license valid for one (1) year from the date of purchase. This license is strictly for your personal, non-commercial use.

Prohibited Actions: You may not share, distribute, reproduce, record, rebroadcast, resell, sub-license, or create derivative works from any course material under any circumstances.

Termination Without Refund: We reserve the right to immediately revoke access without any refund if a user is found to be distributing content illegally, sharing login credentials, violating community guidelines, or engaging in any form of intellectual property infringement.

DMCA Compliance: IsmailBlogger takes copyright infringement seriously. Unauthorized distribution of our content may result in legal action under applicable intellectual property laws.

4. Subscription & Access Policy

One-Year Access: Course enrollment and all associated support benefits — including weekly live Q&A sessions, private community access, and direct mentorship — are valid for one (1) year from the confirmed date of purchase.

Renewal: Access is not automatically renewed. Users wishing to continue beyond the initial year must repurchase or renew at the then-current rate.

SaaS Tools: Use of software-as-a-service platforms such as Ranknow.ai is governed by the specific subscription plan selected at checkout. These are subject to separate terms and usage limits.

Account Security: You are responsible for maintaining the confidentiality of your account credentials. Any activity under your account is your sole responsibility. Sharing of accounts is strictly prohibited.

5. Refund & Cancellation Policy

48-Hour Guarantee: We offer a 48-hour money-back guarantee for course purchases, valid only if less than 20% of the course content has been accessed.

Refund Request Process: To request a refund, you must contact our support team at +92 3016422444 or via hello@ismailblogger.com within exactly 48 hours of the transaction timestamp. Requests submitted after this window will not be honored.

Exclusions: Software subscriptions (e.g., Ranknow.ai), digital downloads that have been fully accessed, and any purchases made during promotional or discounted sales are excluded from the refund policy.

Chargebacks: Filing a fraudulent chargeback while retaining access to our content constitutes theft and may result in legal action and permanent account termination across all IsmailBlogger platforms.

6. User Conduct & Community Standards

Respectful Environment: Users must maintain a professional and respectful environment in all private Facebook groups, WhatsApp channels, Telegram groups, and live session chats.

Prohibited Conduct: The following behaviors will result in immediate and permanent removal without refund: spamming, self-promotion of outside competing services, harassment of other members, sharing of false or misleading information, and any form of discrimination.

Content Ownership: Any content you post within community spaces — questions, responses, case studies — may be used by IsmailBlogger for educational purposes. You grant us a non-exclusive license to use such content.

Compliance with Laws: Users must comply with all applicable local, national, and international laws while using our platforms and communities.

7. Limitation of Liability

No Consequential Damages: Muhammad Ismail, IsmailBlogger, and their respective team members, contractors, and affiliates shall not be held liable for any direct, indirect, incidental, special, consequential, or punitive losses — financial or otherwise — arising from the use of our educational content, software tools, or advisory services.

Maximum Liability Cap: Our total cumulative liability to you for any claim arising out of or relating to these terms or our services shall not exceed the total amount you paid for the specific service in question during the twelve (12) months preceding the claim.

Force Majeure: We are not liable for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to internet outages, natural disasters, or government actions.

Third-Party Links: Our platform may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.

8. Privacy & Data Protection

Data Collection: We collect personal information — including name, email address, and payment details — solely for the purpose of providing our services and improving user experience.

Data Security: We implement industry-standard security measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction.

No Sale of Data: We do not sell, rent, or trade your personal information to third parties for marketing purposes.

Cookies: Our website uses cookies to enhance functionality and analyze traffic. By using our platform, you consent to the use of cookies in accordance with our privacy practices.

9. Governing Law & Dispute Resolution

Jurisdiction: These Terms of Service are governed by and construed in accordance with the laws of the Islamic Republic of Pakistan, without regard to its conflict of law provisions.

Dispute Resolution: Any disputes, claims, or controversies arising out of or relating to these terms or the use of our services shall first be attempted to be resolved through good-faith negotiation between the parties.

Legal Proceedings: If a dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the exclusive jurisdiction of the courts in Islamabad, Pakistan.

Severability: If any provision of these terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary, and the remaining terms will remain in full force and effect.

Questions about these terms?

Contact us at +92 3016422444 or hello@ismailblogger.com or visit our Contact page.

Last updated: February 27, 2026 — IsmailBlogger Ecosystem, Islamabad, Pakistan.