Enter an amount to see the result.
Short answer: One tola is 11.6638 grams (180 grains), so 10 grams is 0.8574 tola. To price gold, take today’s 24K rate per tola from the sarafa association or your jeweller, divide it by 11.6638 to get the 24K rate per gram, then multiply by your weight in grams and by karat/24 (22/24 for 22K, 21/24 for 21K). This calculator does that for you and adds making charges or a selling deduction if you enter them.
Key takeaways
- 1 tola = 11.6638 g = 12 masha = 96 ratti. 1 masha = 0.9720 g and 1 ratti = 0.1215 g.
- The calculator has no live feed: you enter today’s 24K rate per tola or per 10 grams, so the result is only as current as the rate you type.
- Karat price = 24K price x karat / 24. 22K is 91.67% pure, 21K is 87.5% and 18K is 75%.
- Making charges are added when you buy; a deduction is usually taken when you sell. Agree both before the scale is read.
- FBR’s Sales Tax Act lists 3% sales tax on supply of locally manufactured jewellery (Eighth Schedule, serial 78). Whether your shop charges it depends on its registration.
- Always get a written receipt with weight in grams, karat, rate and making charges.
How to use this gold price calculator with today’s rate
I did not connect this tool to a live feed on purpose: rates change during the day, and an old cached number is worse than none. You enter the rate you are offered today, and the calculator does the conversions and karat maths.
- Get today’s 24K rate. The daily rates reported in the press come from the All Pakistan Sarafa Gems and Jewellers Association (reported by Dawn as APSGJA). Your jeweller will also tell you the rate they are using.
- Choose whether the rate is per tola or per 10 grams, and type it in.
- Enter the weight in tola, masha and ratti, or in grams, exactly as the shop’s scale shows it.
- Pick the karat (24K, 22K, 21K, 20K, 18K, 14K or 12K).
- If you are buying jewellery, add the making charges as a percentage or in rupees per gram. If you are selling, switch to Selling and enter the shop’s deduction.
You get the price for your weight and karat, the 24K rate per gram and per tola, the pure gold in the piece, and the weight in grams, tola, masha and ratti. Leave the rate empty if you only want to convert tola to grams.
Tola, masha, ratti, gram and ounce: the exact values
The tola used in the Pakistani gold market is the old British Indian tola of 180 grains. A grain is exactly 0.06479891 g (listed by NIST in its SI conversion guide), so 1 tola = 180 x 0.06479891 = 11.6638038 g. Pakistan’s Weights and Measures (International System) Act 1967 lists the same value (0.0116638 kg). A tola is exactly 3/8 of a troy ounce (480 grains).
| Unit | Equal to | In grams |
|---|---|---|
| 1 tola | 12 masha = 96 ratti = 180 grains | 11.6638 |
| 1 masha | 8 ratti | 0.9720 |
| 1 ratti | 1/96 tola | 0.1215 |
| 10 grams | 0.8574 tola | 10 |
| 1 gram | 0.085735 tola | 1 |
| 1 troy ounce | 2.6667 tola (480 grains) | 31.1035 |
| 10 tola bar | 120 masha | 116.638 |
Masha and ratti are traditional sub units: 12 masha make a tola and 8 ratti make a masha. They still appear on older receipts, so the calculator accepts them. If an old receipt does not add up, ask the shop which ratti it used; this tool uses 96 ratti per tola.
Tola rate vs 10 gram rate
Pakistani news reports give two 24K rates every day: per tola and per 10 grams. They describe the same gold. For example, Dawn reported on 24 January 2026 a 24K rate of Rs 514,662 per tola and Rs 441,239 per 10 grams. Divide the first by one tenth of the second and you get 11.664, which is the tola rounded to three decimals. So it does not matter which rate you enter: the calculator converts one into the other.
Karat and purity explained
Karat tells you how many parts out of 24 are pure gold. 24K is pure gold (in practice 99.9%), 22K is 22 parts gold and 2 parts other metals such as copper or silver, and so on. International hallmarks show purity in parts per thousand, called fineness: the standard fineness values in ISO 9202 include 999, 916, 750, 585 and 375.
The table below shows the purity of each karat and what each one is worth if the 24K rate were Rs 400,000 per tola. Rs 400,000 is an example figure chosen for easy maths, not today’s rate.
| Karat | Purity (karat / 24) | Gold in parts per 1,000 (stamp) | Value per tola at an example 24K rate of Rs 400,000 |
|---|---|---|---|
| 24K | 100% (99.9% in practice) | 999 (999) | Rs 400,000 |
| 22K | 91.67% | 916.7 (916) | Rs 366,666.67 |
| 21K | 87.50% | 875 (875) | Rs 350,000 |
| 20K | 83.33% | 833.3 | Rs 333,333.33 |
| 18K | 75.00% | 750 (750) | Rs 300,000 |
| 14K | 58.33% | 583.3 (585) | Rs 233,333.33 |
| 12K | 50.00% | 500 | Rs 200,000 |
21K means 21 parts gold out of 24, which is 87.5% gold. In Pakistan you will hear 22K and 21K most often for jewellery and 24K for bars and biscuits. If a shop quotes its own 22K or 21K rate, compare it with the calculator’s figure.
Worked examples
All examples use an example 24K rate of Rs 400,000 per tola (or Rs 343,000 per 10 grams in the selling example). These are not today’s rates. Enter the current rate in the calculator for real figures.
1. Price of 2.5 tola of 22K gold
Weight: 2.5 x 11.6638 = 29.1595 g. 22K rate per tola: 400,000 x 22 / 24 = Rs 366,666.67. Gold value: 2.5 x 366,666.67 = Rs 916,666.67, before making charges. Per gram this is Rs 31,436.30.
2. A 10 gram 21K ring with 8% making
24K per gram: 400,000 / 11.6638 = Rs 34,294.14. 21K per gram: 34,294.14 x 21 / 24 = Rs 30,007.37. Gold value for 10 g: Rs 300,073.73. Making at 8%: Rs 24,005.90. Total: Rs 324,079.63.
3. 1 tola 3 masha 4 ratti of 22K with Rs 1,500 per gram making
Weight: 11.6638 + 3 x 0.97198 + 4 x 0.12150 = 15.0657 g (1.2917 tola). Gold value at Rs 31,436.30 per gram: Rs 473,611.11. Making: 15.0657 x 1,500 = Rs 22,598.61. Total: Rs 496,209.72.
4. Selling 20 grams of 18K with a 10% deduction
Example 24K rate: Rs 343,000 per 10 grams, so Rs 34,300 per gram. 18K per gram: 34,300 x 18 / 24 = Rs 25,725. Gold value: 20 x 25,725 = Rs 514,500. Deduction at 10%: Rs 51,450. You should receive about Rs 463,050.
Making charges and the selling deduction
Making charges are the shop’s labour and profit for turning gold into a piece of jewellery. Shops quote them in three ways: a percentage of the gold value, rupees per gram, or rupees per tola. The calculator takes making charges as a percentage or in rupees per gram. If your shop quotes per tola, divide by 11.6638 to get the per gram figure.
When you sell or exchange jewellery, the shop usually pays less than the gold value: it may deduct for the alloy, for stones and solder that are not gold, and for its margin. Shops may call this khot or kaat. The calculator does not assume any deduction, because there is no official rate for it. Ask the shop for its percentage and enter it under Selling: the calculator takes it off the gold value. Compare two or three shops.
Is there sales tax on gold jewellery in Pakistan?
The Sales Tax Act 1990, as amended up to 30 June 2026, lists in its Eighth Schedule (serial 78, inserted by the Finance Act 2022) a 3% sales tax rate on “supply of locally manufactured articles of jewellery, or parts thereof, of precious metal or of metal clad with precious metal”, with no input tax adjustment. The Sixth Schedule separately exempts monetary gold.
In practice, the tax is charged by a sales tax registered jeweller on its invoice. Many smaller shops are not registered, and a 2024 Dawn report noted that consumers usually do not get a computerised receipt. I have not found an FBR document that sets out exactly which value the 3% applies to at retail, so the calculator does not add tax automatically. If your invoice shows sales tax, check the percentage and the amount it is charged on.
How to check purity and hallmark
- Look for the stamp. A small mark such as 916 (22K), 875 (21K) or 750 (18K) inside a ring or on a clasp. A stamp is a claim by the maker, not a guarantee.
- Ask for a machine test. Ask a gold testing lab for a non destructive reading (XRF, often called a karat meter test) before a large purchase or before selling.
- Get it in writing. The receipt should state karat, weight in grams, the rate used, making charges and the buy back terms.
Buying and selling tips
- Check the day’s 24K rate before you go and run it through the calculator, so you know the gold value before the shop quotes a total.
- Watch the scale: it should read zero first, and show grams to two or three decimals.
- Stones, lac and beads are not gold: ask for net gold weight.
- If gold is for saving rather than wearing, bars and coins usually carry far lower making than jewellery, and you lose less on resale.
- Keep receipts for resale and for your wealth statement. If you file a return, try my salary tax calculator for 2026-27.
Gold scams to avoid
- Gold “investment” schemes that promise a fixed monthly profit. Real gold does not pay a guaranteed return. Fixed profit paid from new members’ money is a Ponzi scheme.
- Social media sellers with rates far below the market. If a “1 tola” coin is priced well under the day’s rate, it is probably not gold, not 24K, or not going to be delivered.
- Wrong karat on the receipt. A piece sold as 22K and tested at 21K is worth about 4.5% less (87.5 / 91.67).
My view: treat any gold or crypto offer that promises fixed returns the same way. Walk away. For more ways to earn and save safely, read my guide to online earning in Pakistan or try more free calculators for Pakistan.
Gold and zakat nisab
The gold nisab for zakat is commonly stated as 7.5 tola, which is 87.48 g at 11.6638 g per tola. The calculator can show you the value of your gold at today’s rate, but zakat rules (which assets to add, whether the gold or silver nisab applies to you, and how jewellery in use is treated) differ between schools of thought. Ask a qualified scholar; this tool is not a religious ruling.
1 tola is 11.6638 grams, so 22K gold costs exactly 22/24 of the 24K rate before making charges.
Frequently asked questions
How many grams are in 1 tola of gold?
11.6638 grams. The tola is 180 grains, and a grain is 0.06479891 g.
How do I convert grams to tola?
Divide grams by 11.6638. For example, 10 g = 0.8574 tola and 50 g = 4.2868 tola. To go from tola to gram, multiply by 11.6638: 5 tola = 58.319 g.
How do I work out the gold rate per gram?
Divide the 24K rate per tola by 11.6638, or divide the 10 gram rate by 10. Then multiply by karat / 24 for 22K, 21K or 18K.
How is the 22K gold price calculated?
22K price = 24K price x 22 / 24, which is 91.67% of the 24K rate. Multiply by your weight and add making charges. The calculator does all three steps.
What is the price of 1 tola of gold today?
It changes every day, so this page does not show it. Check the 24K rate reported from the sarafa association in a daily newspaper or ask your jeweller, then enter it above to see the price for any karat and weight.
How many masha and ratti are in a tola?
1 tola = 12 masha and 1 masha = 8 ratti, so 1 tola = 96 ratti. In grams, 1 masha is about 0.972 g and 1 ratti is about 0.1215 g.
What is the difference between 21K and 22K gold?
22K is 91.67% gold and 21K is 87.5% gold. At the same 24K rate, 21K is worth about 4.5% less than 22K per gram, but it has more alloy, which makes it a little harder.
How do I calculate the 21K gold price from the 24K rate?
Multiply the 24K rate by 21 and divide by 24, which is 87.5% of the 24K price. At an example 24K rate of Rs 400,000 per tola, 21K is Rs 350,000 per tola before making charges.
How do I convert making charges per tola into per gram?
Divide the per tola figure by 11.6638. For example, Rs 20,000 per tola is about Rs 1,714.71 per gram. Multiply that by your weight in grams to get the making charge in rupees.
This calculator gives an estimate based on the rate you enter, the 180 grain tola (11.6638 g, as in the Weights and Measures (International System) Act 1967 and NIST’s grain value) and exact karat fractions (karat / 24). Units last checked 10 November 2026. It does not show a live rate, does not add sales tax, and cannot know a shop’s own making charges, deductions or purity. The final price is what you and the jeweller agree on a written receipt. For zakat, ask a qualified scholar.